Insurance Education

It is true, to a quality education, necessary funds were not a little. Moreover, education is arguably "luxury goods" or something costly. To send their children to college needed funds tens and even hundreds of millions of dollars.

Therefore, you should plan it in advance. Many financial experts recommend that the education fund set up as early as possible, or since the child in the womb. One way to fund education plan is an insurance program through education. This product offers a guarantee on child education fund. That is, when children enter school, you as parents should not worry because the funds are available.


The trick is simple. You can just contact the insurance you
trust to manage the education fund. Then, based on your plan, the insurance company will calculate how much money is needed for each level of education.

Another benefit to be had is if you as a parent dies
world during the period of premium payment, then the policy becomes free of premium. No more duty pay and permanent education fund be given as scheduled. That way, children education guaranteed until time period that you specify. Conversely, if during the policy runs the child (insured) dies, the funds provided education remains on schedule and could be used for other purposes.

The importance of insurance education

Functions, education insurance is for protection. Owners insurance is the father or mother who became the main breadwinner. Owners are required to pay insurance premiums in the amount and time suitable choice.

The advantage, the owner of the insurance will get funds every time the sons and daughters enter the new education, elementary, junior high school, and PT. In addition, insurance funds will still be given if the owner dies without paying premiums again. Instead the funds were taken before his time will be subject to penalties, required to pay a certain amount.

When did you start this insurance? We recommend that since an early age. You can start this insurance program since the children aged 0 years because the premium paid can be cheaper than if you take insurance when the child is older, the premium to be paid will be higher. Age children to a maximum of 12 years and old age people is also a factor to determine the degree of premium.

You then choose to contact the insurance. Then, based on your plan, the insurance company will calculate how much money is needed for each level of education. From there, it could be concluded how much premium to be paid every month. The insurance company also will calculate the funds available and the premium is determined.

For example, if your income is currently about 5 million per month, assuming 10% - was for the cost of our baby education insurance, amounting to 500 thousand rupiah per month, or about 6.5 million dollars per year