New X3 xDrive Ready to Challenge Q5

New BMW X3 xDrive emerged with new face, which is a combination of strength and elegance. Compared with its predecessor, the X3 is more worthy of representing New xDrive BMW name, as one of the top automobile manufacturers.

In terms of figures, the new X3 is not much had changed, but when scrutinized section by section, it appears that the new X3 is more sporty and elegant than its predecessor. The interior also worked better, so reinforces presence as one of the X3 sport utility vehicle (SUV) of BMW's compact.

The X3 35i's interior car bearing the engine with a capacity of 3.0 liter (2979 cc), line 6-cylinder, 24 valves (4 valves per cylinder), dominated by leather and equipped with wooden ornaments.

Machines that carried X3 xDrive 35i and strengthened Twin Power Turbo 306 that produce maximum power at 5800 rpm PK and maximum torque of 400 Nm at 1200-5000 rpm. That makes the X3 xDrive 35i as one of the most powerful SUV in its segment strength, which is occupied together with the Audi Q5.

With power and torque of that, very easy to drive X3 xDrive 35i and leave the other cars far behind. The engine is very responsive. By doing a kick down (stepping on the gas pedal in-in), X3 xDrive New fast track direct to the speedometer needle shows the speed of 100 kilometers (km) per hour.

Audi Q5

Speed ​​of 100 km per hour from the stop position, achieved in 5.7 seconds. Quite good for an SUV. The change gears going to be smooth, given the X3 xDrive New uses automatic gearbox with 8 levels of speed. Maximum speed X3 xDrive 35i is 245 km per hour.

X3 xDrive 35i the abundant resources that make it very fun to drive and invited to maneuver. Traction (wheel tread to road surface) is also quite prominent thanks to the use of four-wheel drive system xDrive. The suspension is sturdy enough to guarantee stability, but not to reduce comfort.

Special Functions

The most special, X3 xDrive 35i is equipped with the function-way stop automatic (auto start-stop function). When stepped on the brake pedal and hold for a long time as the car stopped at traffic lights, the engine automatically stops. When the brake pedal is released, the engine will turn on again. If the auto hold function is activated, the new machine will light up when stepped on the gas pedal. Given if the auto hold function is activated, the car will remain stopped even if the foot is removed from the brake pedal. New braking will be removed if stepped on the gas pedal.

Interior of X3

The system will only work if the function key-way stop automatic start up, and after the car runs with a speed of 40 km per hour. Thus, if a car drove at top speed of 40 km per hour and braking at traffic lights, a function that will detect the stamping on the brake pedal. If you continue to step on the brake pedal, the engine is automatically turned off immediately. However, conditioning (AC) remained alive with the help of electricity in the battery. Once stepped on the gas pedal, the engine will turn on again and the car moved forward.

This system will not work if stuck in traffic jams. Given the traffic congestion, the speed of the car does not exceed 40 km per hour. In addition, the system also detects the temperature outside the car. If the temperature is very hot and the air conditioner battery life with the help can not reach the desired temperature, then the machine will still be lit.

The function of automatic stop-road fuel consumption lowered. To travel 100 km, X3 xDrive 35i requires only 8.8 liters of fuel or about 12 kilometers per liter.

Along with the X3 xDrive 35i, also tried X3 xDrive 20d. X3 xDrive 20d bear the diesel engine with a capacity of 2.0 liter (1995 cc), 4 cylinder in line, 16 valves (4 valves per cylinder). Unlike the X3 xDrive 35i abundant power, the power generated 2.0-liter diesel engine is not too big. However, sufficient enough to make driving fun X3 xDrive 20d.

Protruding from the X3 xDrive 20d is its fuel consumption is quite frugal. To travel 100 km, X3 xDrive 20d consume only 5.6 liters of fuel or about 18 kilometers per liter.

And, do not worry, diesel engines that carried X3 xDrive 20d is a new generation diesel engines are clean and friendly environment. Equipped with common rail, diesel engines that carried X3 xDrive 20d quiet, minimal vibration, and no black smoke. (JL)

Sensing Reliability of BMW X3 xDrive 20d

Luxurious Impression

Problem, luxury, can not be denied. To set the driver's seat, done only by pressing a button. As for the engine, press the foot brake pedal, push the button "Start / Stop" with your left hand behind the wheel, the engine instantly start.

For new owners, who need to be studied is the operation of the "P" parking, and "Auto-Hold". Moreover, habitual use of a car with the handbrake lever on the center console model. In X3, the parking brake is operated via the buttons at the top of the transmission rod ("shifters") and the "P" others in the center console box.

One more button in this section is "Auto H (old) function to keep the vehicle does not move or stay put even though the transmission is in the" D ". The condition is also very helpful when stopped at the ramp because, X3 is also equipped with" Hill Descent Control. " For the road again, just hit the gas pedal. Very fun!

Luxurious interior! Seat and the inside is coated (trim) with a comfortable leather occupied. Incidentally xDrive 35i is trying its interior (including seats) bright orange, red brown (red brown). This version also comes with a glass-roof.

Great Power

For the measures of speeding, X3 xDrive35i petrol or very fit. Power and torque it produces very large. Starting from low rpm to above, obtained hold. If you want to precede the other vehicle, just press the gas pedal deeper. No more large body impression.

A fierce tug engine though, make us like drive a small car. Once the gas pedal is pressed further in quickly - the transmission remains in "D" - was once the sensation of a very powerful pull of the machine.

Comfort

For the convenience is very steady. In addition, when asked to cornering or turning at high speed, feels stable. All thanks to features such as Cornering Brake Control and traction system. Once when turning or moving lane, though his posture is quite high, but the X3 is able to maneuver with a steady and convincing!

Infotainment system, mainly touched Blue tooth connection with the iPod Touch and Android smart phone. All went well! Brake is also okay! Although pressed a little, feel directly work!

Start-Stop

During the trip, especially in the city, note the system "Start & Stop" when operated (the system can be turned off). After driving at speeds above 10 miles / hours, and then stops, in seconds, the engine died instantly! For this, there is also a sign on the instrument panel. This condition can be felt by the driver. For the road, drivers need not bother, just press the gas pedal! X3 direct drive!

Fuel Consumption

During the trip had also noted the fuel consumption. Understandably this car already equipped with the readers of fuel consumption made is calculated by miles / liter. 

Zurich Insurance Indonesia

Zurich Financial Services Group is proud to announce that it established its presence in the Indonesian life insurance market on 1 November 2010 by completing the acquisition of an 80% stake in PT Mayapada Life. Zurich is committed to developing the market in Indonesia by building multiple distribution channels to meet the rapidly expanding protection and saving needs of Indonesians.

On 28 December 2010, the Ministry of Law and Human Rights has approved the change of name from PT Mayapada Life to PT Zurich Topas Life. This name change reflects the fact that the majority stakeholder of PT Mayapada Life is now Zurich Insurance Company, part of Zurich Financial Services Group. The company will be re-branded "Zurich" to be in line with other Zurich operations around the world.





Zurich Financial Services Group is the world's largest Swiss insurance-based financial services provider1 and a Fortune Global 100 company2. We have a global network of subsidiaries and offices in North America and Europe as well as in Asia-Pacific, Latin America and other markets. Founded in 1872, the Group is headquartered in Zurich, Switzerland. It employs approximately 60,000 people serving customers in more than 170 countries. We achieved business operating profit of about USD5.6 billion in 20093. Our financial strength is built on a prudent and focused business strategy. We are rated "AA-" by Standard & Poor's4 Zurich Financial Services is listed on the SWX Stock Exchange in Switzerland.

1. Measured by a composite ranking for sales, profits, assets and market value; source: The Forbes Global 2000, April 2010
2. In terms of revenue; source: Fortune Global 500, July 2010
3. Zurich Annual Report 2009
4. As of 29 April 2010
5. Earn Money
   

Astra Buana Insurance

12 September 1956. One step forward ahead. On this date PT Asuransi Buana airline was established and started his business as insurance companies (general insurance).

1981. Hope is growing with the largest ownership in the company of PT Astra International (AI). It is expected that this increasingly giving spirit to provide the best in performers.

1985. PT Asuransi Buana airline opened a new branch in the city of Semarang.

1990. PT Asuransi Buana airline changed its name to PT Asuransi Astra Buana (AAB). Replacement name and logo are increasingly strengthened affiliation to the Astra Group, a company known to have financial position and good management.




1992. AAB opened a new branch in the city. Total branch at that time amounted to 4 branches.

1994. AAB re-open 2 new branches in the city of Medan and Makassar, bringing the total branches amounted to six branches.

1995. This year, 95% of its shares owned by PT Astra International. The company also launched car insurance products "Garda Oto" and open 2 new branches in Jakarta and Solo.

1996. AAB re-opened 3 new branches in the city of Bogor, Palembang and Denpasar.

1997. AAB achieve ISO 9001 certification in recognition of performance and commitment to the quality. At the same this year also opened six new branches in Jakarta, Tangerang, Bekasi, Cirebon and Lampung. So that AAB has a total branch were 17 branches.

1998. AAB started their company's internal organization into two major parts, namely Line Personal and Corporate Line. At the same time, Garda Oto be the pioneer in riot cover to its customers. Business conditions are getting better, it is anticipated by the AAB to open five new branches in the city of Pekanbaru, Batam, Purwakarta and Yogyakarta.

2000. In this year, AAB further sharpen its vision. Vision, mission and core values ??the company renewed and strengthened as the handle of the company in achieving its goals. Various benefits provided to customers Garda Oto, such as: 24 Hour Access Guard, Guard Standby, website Garda Oto Oto Visa and Garda Card. The condition and appearance of any uniformed branch.

Year 2001 to 2005. Various recognition received by the AAB as evidence of satisfactory performance and service to its customers. ICSA, IBBA, Best General Insurance, Green Company - Attestation of Assessment Certification, E-Company Award, Call Center Service Excellence Award and the MAKE Award is part of the awards received by the AAB during 2001 to 2005.

2006. Innovation to give the best to its customers is manifested in the launch Q'Repair Guard service. This service allows for customers who qualify for vehicle damage repaired within 1 working day. Related AAB golden anniversary, a variety of activities themed "Safety is Everybody's Concern" was organized as: Safety Creativity, Fun Safety Rally, Driving Safety Course and Safety & Fun Touring.

Source : http://www.asuransi.astra.co.id/

Jasa Indonesia Insurance

PT Asuransi Jasa Indonesia (Persero) (Jasindo) the age of 37 on June 2, 2010 shows the ripeness and maturity in running the insurance business. As a company oriented to fulfilling the needs and customer satisfaction and always showed evidence of high commitment, not apart from its own pioneering value for the existence and growth of Jasindo insurance performance to date, so successful in gaining public confidence both within and outside the country there.

PT Asuransi Jasa Indonesia (Persero) (Jasindo) or better known as Jasindo Insurance is a company engaged in General Insurance and is one state that has the performance and excellent business performance. Jasindo insurance is a merger between PT and PT Asuransi Bendasraya General International Underwriters (UIU) to PT Asuransi Jasa Indonesia (Persero), which confirmed the decision of the Minister of Finance Decree. 764/MK/IV/12/1972 dated December 9, 1972 and confirmed by Mohamad Ali Deed No. 1 dated June 2, 1973.




As one of the leading state in Indonesia, all shares are owned by the State Insurance Jasindo Republic of Indonesia and Insurance Jasindo to date with the strength of Indonesia's 89 Branch Offices & 1 Branch Office of Foreign Affairs, has a long and mature in the field of Public Insurance is committed to always provide excellent service to meet customer satisfaction.

The ability of insurance experience Jasindo (Jasindo) has been recognized also by the Agency for International rating agency Standard and Poor's for the category of "Claims Paying Ability" in 1997 with a rating of BBB. Furthermore, in the year 2008 to 2010 Insurance Jasindo again received recognition as one - the only company General Insurance national who obtained a rating by the rating agency International AM Best, based in Hong Kong and America, for the category "Financial Strength Ability" (Stable Outlook) with a rating of B + +.

By always maintaining the spirit of hard work and strong desire to provide the best service to our customers, business partners and other stakeholders, is expected to what has been proclaimed as a goal in each year Jasindo Insurance can always try to achieve them optimally.

Source : http://www.jasindo.co.id/

Rear Glass Cars For Subwoofer

Rear glass membrane will directly serve as speaker, not as shown in the picture. Speakers mounted under the rear glass

Director of Magna International Inc. products, Greg Rizzo said the company has successfully made the rear glass as a sub-woofer for sound systems in cars. "We have successfully made the rear glass as a speaker," he explained while demonstrating AcoustiVision on Chrylser 300 and reported by the Detroit News yesterday.

Explained, Magna using the rear glass panel as a speaker membrane and attach the two eksiter at the bottom. Explained, this subwoofer amplifier that is activated by the trunk. Amplier duty to raise the voltage from 12 volts to 200 volts. Voltage flows into a eksiter and produce sound.

Manufactured in 2015

For this, the glass sealant was given which allowed him to move up and down to produce bass or low frequencies. "This is a new way to menghasilkansuara in the car," said Rizzo. Added, will also be applied to the tweeter in front. However, replacing glass technology subwoofer, according to him is a big breakthrough.

Further, the advantages of using glass as a membrane behind the subwoofer, audio systems will be reduced weight, less power consumption and space required is not much. Understandably, a large subwoofer, often confiscate luggage space, is now integrated in the rear glass.

Exposed, on the basis of the glass panel mounted electronic components. The sound produced by the rear glass is not heard outside. This technology has been developed over the past four years and only now achieving results in accordance with the desired. The next step dalah make glass components in high volume and ensure that contracts with car manufacturers. Magna estimates are able to market the rear glass that also functions as the subwoofer is in 2015.

Piezoelectric tube

Although Rizzo did not explain the details behind the development of glass as a subwoofer, is actually the invention of this concept has been discussed, car audio experts in 2005. One is the Urban Emborg, President A2 Acustics from Sweden. It is said, the glass rear speakers - also called giant subwoofer - can be installed easily. The reason, glass and electrical components can be packaged in one unit before being installed in the car

The concept behind the glass subwoofer A2 is a small tube diameter of 10 mm, fitted lined up at the bottom of the rear glass. The tube is made of material "piezoelectric". This latter material will elongate and shorten the time electrified and subsequently cause a vibration in the glass. Well, that's what produces the sound vibrations and could only be heard from inside. When mempresentasinya, A2 Acoustics already thinking about the technology to produce them in bulk.

At the same time, Colin Novak, a researcher from Auto21, Canada also has presented the subwoofer behind this glass. Some Novak same concept with Urban Emborg, using piezoelectric tube. But in the bottom of the glass, Novak uses a very sensitive spring.

It is said, this glass subwoofer no longer requires a large luggage space. Characteristics of this subwoofer, audio brother increasingly tight in the interior, is also a great increase its ability to inhibit noise from outside. Great!.

The British government created The people Moped Rentals

WELTON - For those of you citizens of the Capital, would have heard the community "bike 2 work", active community groups who use the bicycle as primary transportation for the home and away from home or office. If in Britain there are wheels 2 Work (W2W), a government program that rent mopeds (small motor) with a light price to help residents that are difficult to get public transport. Tenants, other than workers and are students (of course already have a license).

W2W is a small part of a chain of transportation programs that are run by the British government with the theme "Creating Growth, Cutting Carbon '.

This year the government prepares the budget 560 million pounds to improve the effectiveness of transportation and W2W one of them. At least 200 moped (small bike) set up for small towns throughout the UK with about 360,000 pounds of funding from local governments. Thus, one unit rented mopeds at 8.5 pounds per week.

Chris Hodder, the representative of the British Motorcycle Federation Users (The British Motorcyclists Federation / BMF) of Government Relations said, "The government created the Wheels 2 Work is an initiative of low cost compared to other transportation programs, also shows the excess use of motorbikes in public."

UK Local Transport Minister Norman Baker said, "The money is invested wisely in the local transport initiatives are very helpful, both in terms of economy and reduction in carbon emissions. A solution 'win-win' for both local residents and the entire state."

10 Things Worth Caution When driving in China

Although then solid, orderly driver was in its path

CHINA - Traffic (Traffic) in China is in a "show off" (solid crawl). In such conditions, of course very uncomfortable to drive. In fact, reports the China Car Times, instead of driving cars very nice bamboo curtain country.

Especially in the western part of China, every driver on the track and often are not moved around or do the criss-cross. Though pressed for time, it is impossible to show off speeding because it was blocked.

Traffic in China can be orderly because it is set, ranging from about speed, the car must pass under the tunnel (underpass), special areas for overtaking, and the arrival direction of the car you do not want.

Incidentally you are in China and want to drive a car, consider the following 10 things.

1. Taxi drivers are the heavy traffic condition makes them sometimes do not heed the rules. Well, usually, before the passengers ride the route destination answered questions with the word "too far", "too short" or "not at him." And how to drive a car sometimes makes other riders miffed.

2. At pedestrian speed of 60 km per hour, the level of vigilance must be high, especially around the streets with no sidewalks. Other things that at 5 am, the human presence on the road can be anticipated is the way the morning.

3. Car arbitrarily when stuck queue, do not call or hear great music. Notice the car back or front (depending on road conditions) do not let passed and hit you. Instead, make sure your vehicle in a locked position (pull the hand brake.)

4. Dirty driver At the intersection, you want to turn right. Apparently, in front of any vehicle should turn, remained silent on the point because the wait for green light beacon light and it turns out he drove straight.

5. Located at the intersection point petty tyrant who can turn left and right, while you are streaking across the middle for a straight path. Attention vehicles from both sides of the outside lane suddenly because of stuck vehicles in front that does not turn but straight.

6. Criss-cross beacon lights when the red lights, sometimes there are one or two cars like break through. There is a good idea, before stopping, look behind the pace vehicle.

7. Like any new driver who just can not drive into the dense road traffic. More troublesome, he raced 20 km per hour on a path of 60 km per hour zone before the light beacon. More woe again, you try cut in a line signs near lamp that will light up red.

8.Police traffic Traffic In the big city with a dense, police Traffic flow regulator is a must. Must be in place or standing in a clear position while waiting for those who violate the rules.

9. Very dangerous street racer, young man speeding to his satisfaction, but to use cheaper vehicles. Worse yet, old vehicles and old enough and if met with them, quickly slip and leave.

10. The toll road truck driver in China, including the best in the world. But, like the truck driver suddenly overtake each other. Very dangerous if you're racing at high speed.

Types of information systems

Most businesses that flourished in this era requires some information systems are always developed by the managerial them. System information found in textbooks of the 1980s is a pyramid system that reflects the hierarchy of an organization, usually the processing system located at the bottom of the pyramid is always followed by a management information system, is the executive decision makers at the top to help them carry out their duties.

A four level pyramid model

Some businesses that have information on this operating system using the pyramid method. Since it was first formulated some of the technologies and new categories were also developed from existing information systems. Some examples of types of information system are:

• Data warehouses
• Enterprise resource planning
• Enterprise systems
• Expert systems
• Geographic information system
• Global information system
• Office Automation

source : everywhere

Make Frame Car Body Only One Minute

Frame body electric car made by Teijin thermoplastic CFRP process. Just takes a minute!

TOKYO - Want to make a concept car in one minute? The technology recently developed by Teijin will be very helpful. The reason, by using carbon fiber reinforced plastic and thermoplastic press (printing machine), the process lasted only one minute. Thus be explained by the Japanese company last week.

Teijin also showed the framework of the body is called "white body" the size of small vehicles and manufactured by the process of carbon fiber reinforced plastic (CFRP) thermoplastic. Sample frame cabin has been fitted with an electric motor, suspension, seats, and tires and can speed up 60 kph. Amazingly, it weighs only 47 kg or one-fifth the weight of frame cabin made from the plate. The number of components is also not much, only 20 items!

Component mass

Further, this new technology not only to create the framework of the cabin, but also other car components. "Especially the components that must be produced in bulk and need a quick time," explained the company in a release. This technology combines injection molding processes (injection molding) CFRP thermoplastic with the print press (press molding).

Other types of resin, namely polypropylene (PP) and poly-amide (PA), can also be used. Components in the example model of the car body frame shown Teijin made of PP and PA is formed with the printing press and injection molding.

In the printing press, the material is processed by mixing carbon fibers with thermoplastic resins. For this, use two ways. First, the basic materials have been prepared in line to make it really strong in a limited way. The second method, the basis of isotropic material, the force produced by the same in all directions and make the material easily bent to different shapes.

Injection molding process includes the use of long fiber containing pellets (long thermoplastic pellets or LTP) which is used to process the material. Although strength is not as strong as if made by printing press, LTP suitable for making components with complex shapes such as a connection. Even the process can be done using existing injection molding machines now.

For CFRP connection, Teijin still use the seam (rivets) to prototype metal body frame they make. Connection technologies will be developed for the process of making components more quickly, in under a minute.

For the latter, the process is not described in detail. Teijin just say, it's the same with welding workmanship using the alias does not use glue at all. This method can also be used to combine different materials such as CFRP with metal. In addition to auto components, the process can also be used to make tooling and robot components.