Education savings accounts are generally sold by the bank, with backup by life insurance companies. So we can come to the banks who sold these educational savings, and we determine how much our target and how long the target would be achieved. Then the banks will determine how much monthly payment should be done with include the interest rate should be used during the contract period.
Generally, education savings is equipped with life insurance or other insurance. So when parents who experienced severe to deposit every month, such as dies, then the life insurance will replace him as the depositor. So the target of education fund established by parents who can still be enjoyed by children.
But Education Insurance generally purchased through an insurance company who offered by the agent. The customer will determine how much money after seeing the benefits of insurance coverage that will be paid. And insurance companies determine how much premiums that must be paid in a lump sum or on a regular basis, can be annual, can be six-monthly, quarterly and even monthly.
Insurance benefits which are generally offered a certain percentage of the sum insured and paid when the child would go to elementary, junior high school or college. And the benefits will still be paid even if the premium payer's parents as the unfortunate, for example, died.
Both education and insurance savings education both can be used as an alternative to prepare for the child's education fund. Education savings just to prepare at one point, for example, to enter elementary school, or junior high school.
If you want to complete such education insurance, then we have to buy 4 products of this education savings, with funds target and the achievement of different. But precisely here lies the flexibility of an education savings. Currently the interest rate of savings education refers to the deposit or slightly above the deposit which he sold, while the interest rate is more conservative education insurance.
There is one option which is recommended to break with insurance benefits and fertilizing the funds. Suppose we buy term life insurance with sum assured as targeted education funding and achievement of specified time. Then on a regular basis, you deposit a certain fund to invest one's way, for example, into mutual funds.
We also can choose an investment instrument which has a high rate of return and higher risk of course. So with this method, you can obtain a high sum of insurance and investment returns which optimal. The key is just one discipline.
Generally, education savings is equipped with life insurance or other insurance. So when parents who experienced severe to deposit every month, such as dies, then the life insurance will replace him as the depositor. So the target of education fund established by parents who can still be enjoyed by children.
But Education Insurance generally purchased through an insurance company who offered by the agent. The customer will determine how much money after seeing the benefits of insurance coverage that will be paid. And insurance companies determine how much premiums that must be paid in a lump sum or on a regular basis, can be annual, can be six-monthly, quarterly and even monthly.
Insurance benefits which are generally offered a certain percentage of the sum insured and paid when the child would go to elementary, junior high school or college. And the benefits will still be paid even if the premium payer's parents as the unfortunate, for example, died.
Both education and insurance savings education both can be used as an alternative to prepare for the child's education fund. Education savings just to prepare at one point, for example, to enter elementary school, or junior high school.
If you want to complete such education insurance, then we have to buy 4 products of this education savings, with funds target and the achievement of different. But precisely here lies the flexibility of an education savings. Currently the interest rate of savings education refers to the deposit or slightly above the deposit which he sold, while the interest rate is more conservative education insurance.
There is one option which is recommended to break with insurance benefits and fertilizing the funds. Suppose we buy term life insurance with sum assured as targeted education funding and achievement of specified time. Then on a regular basis, you deposit a certain fund to invest one's way, for example, into mutual funds.
We also can choose an investment instrument which has a high rate of return and higher risk of course. So with this method, you can obtain a high sum of insurance and investment returns which optimal. The key is just one discipline.
aduhh g ngerti bahasanya..maklum g bisa baahsa inggris.. makasih ya dah berkoment di blogku.. sukses ya..
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