Life insurance is one important requirement related to financial planning. In recent years, unit-linked products including life insurance category is increasingly growing and provides many offerings. We recommend that you carefully before an investment that also have this protection.
Choose products that provide space for customers to adapt to the needs and abilities. There is an enticing product, because only by setting aside 10 thousand dollars per day, you can pay a premium for protection and long-term investment. But not just cheap, you need to also examine the extent of adjustments that you can do.
For example, changing the benefits of investment, in this case increase, reduce or even eliminate the benefits of protection, adjusted for the amount of premium. Is then the premium will also increase or follow the previous premium, if the customer then make adjustments as needed benefits.
To ensure the product is safe, thorough financial institutions also publisher of the product. This can be seen from the professionalism of insurance agents. Just ask, if the agent has a certification from the Life Insurance Association of Indonesia (AAJI) for example. It could also recognize the company's performance by measuring against the insurance industry recognition. The award of a number of economic media company's performance and even recognition of the world should be a consideration.
We recommend that you select the insurance product by first discussing in detail the advantages and disadvantages. Professional insurance agent should provide a space for discussion and not just "sell"products.
Choose products that provide space for customers to adapt to the needs and abilities. There is an enticing product, because only by setting aside 10 thousand dollars per day, you can pay a premium for protection and long-term investment. But not just cheap, you need to also examine the extent of adjustments that you can do.
For example, changing the benefits of investment, in this case increase, reduce or even eliminate the benefits of protection, adjusted for the amount of premium. Is then the premium will also increase or follow the previous premium, if the customer then make adjustments as needed benefits.
To ensure the product is safe, thorough financial institutions also publisher of the product. This can be seen from the professionalism of insurance agents. Just ask, if the agent has a certification from the Life Insurance Association of Indonesia (AAJI) for example. It could also recognize the company's performance by measuring against the insurance industry recognition. The award of a number of economic media company's performance and even recognition of the world should be a consideration.
We recommend that you select the insurance product by first discussing in detail the advantages and disadvantages. Professional insurance agent should provide a space for discussion and not just "sell"products.
When doing financial planning life insurance policy is the most important step that we all do to safeguard the lives of our loved ones. I agree with your points that taking help and getting suggestion from a professional agent helps a lot in gaining knowledge about the policy and the market trend.
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